CalmFi reads your transactions, categorizes them with AI, and shows you exactly where your money goes. Ten minutes. No spreadsheets.
$20/month after trial. Cancel anytime.
Every payday you open that Google Sheet, manually enter transactions, tweak formulas. Ninety minutes later you're still not sure where $400 went.
YNAB wants you to assign every dollar. Mint mis-categorizes half your transactions. You spend more time fixing the tool than understanding your finances.
Open your bank app, see a number, hope it's enough. No insight into patterns, no idea what next month looks like.
Upload your bank statement — CalmFi handles the rest. No connecting your bank, no manual categorization, no learning curve.
Drop a CSV or PDF export from your bank. Supports 20+ formats. Takes 30 seconds.
Every transaction matched to a clear spending category. Groceries, eating out, subscriptions — automatically. Review and tweak if you want.
Essentials, lifestyle, travel — your full picture in one dashboard. Then ask the AI anything about your spending.
Your spending breakdown + an AI copilot that answers any question about your finances.
Not just "Food" and "Shopping." CalmFi sorts spending into buckets that make sense: essentials you can't skip, lifestyle choices you make, travel adventures. Categories a real person would use.
"Why did I spend more this month?" "What's my average grocery bill?" "Can I afford a $2,000 trip in June?" — ask in English, Spanish, German, or whatever you prefer. The AI speaks your language.
CalmFi projects your balance forward based on income, recurring expenses, and patterns. See when things get tight — months before they actually do.
Start with your own finances. When ready, invite your partner. Combined view, shared categories, one dashboard. The money conversation backed by data, not emotions.
14-day free trial, full access. No credit card to start.
Full access to everything. See if CalmFi works for you before committing.
Everything in the trial, forever. Keep your data, history, and forecasts.
Upload one bank statement. Ten minutes later, you'll know exactly where your money goes.
Create free account →14-day free trial · $20/month after · Cancel anytime