Upload bank statements or add transactions by hand. CalmFi categorizes everything and your AI Copilot explains what it means — so you and your partner can make money decisions with calm confidence.
No bank login required · No credit card needed
Kate & Alex Family
February 2026
Base
$2,847
Wants
$658
Travel
$0
Saved
$400
Categories
Available
$847
After commitments
Split
AI Copilot
Shared with your household
You've tried Notion, Google Sheets, Excel — and you're still doing it all by hand every month after a long day.
Bank apps show transactions but never tell you what they mean or what to do about them. You have numbers but no clarity.
One partner tracks everything; the other gets updates in stressful kitchen conversations. Shared finances shouldn't need a meeting.
You have the data but still can't answer "are we on track?" Without a clear picture, every decision feels like a guess.
Upload a bank statement (PDF or CSV), paste pre-categorized data, or add transactions by hand. CalmFi handles any format, from any bank.
Transactions are automatically sorted into clear buckets — Base, Wants, Travel, Savings. Edit anything that doesn't look right. CalmFi learns from your corrections.
Get plain-English answers about your spending, trends, and what-if scenarios. Like a financially savvy friend who knows your numbers — and never judges.
Built for couples and families. Both partners see the same accounts, transactions, and AI chat — one shared picture.
Ask anything, get answers based on your real numbers. "Can we afford a weekend trip?" gets a real answer, not a generic tip.
Base, Wants, Travel, Savings. See the big picture without mastering a system or changing how you think about money.
Upload when you want. No bank login, no ongoing access. You stay in complete control — and can delete everything anytime.
Track progress over time. See trends, watch what's changing, and build a clearer picture with every month you add.
Simple enough to use after a long day. No setup marathons, no philosophy to adopt. Upload and go.
The more you use CalmFi, the clearer your picture becomes. Trends surface. Patterns emerge. Decisions get easier.
Monthly Overview
Spending Trend
Category Averages
AI Summary
Spending down $235 from January.
Savings on track — $400 set aside.
Dining out up 13% — worth watching.
Starter
$0
Forever free
Household
Billed monthly
Start your calm financial story. Upload a statement and see your money organized in minutes.
No credit card required · No bank login needed